@import url('https://fonts.googleapis.com/css2?family=Inter:wght@400;500;600;700&family=Playfair+Display:wght@700;800&display=swap');
:root{
  --accent:#1F4E8C;
  --accent-soft:#2A63AD;
  --bg:#F5F7FA;
  --surface:#FFFFFF;
  --surface-2:#E9EEF5;
  --border:#D3DCE8;
  --text:#0A1728;
  --text-muted:#4A5B73;
  --cta-grad:linear-gradient(180deg,#F9F0E5 0%,#D6A054 100%);
  --cta-grad-hover:linear-gradient(180deg,#FBF5EE 0%,#C8923F 100%);
  --cta-text:#050B14;
  --band:#050B14;
  --band-2:#0A1728;
  --band-line:rgba(249,240,229,.14);
  --band-text:#E4ECF6;
  --band-muted:#9FB0C6;
  --positive:#2E7D32;
  --negative:#B3261E;
  --note:#8A5A12;
  --font-head:"Playfair Display",Georgia,"Times New Roman",serif;
  --font-body:"Inter",system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;
  --wrap:1240px;
  --gutter:clamp(1.1rem,4vw,2.75rem);
  --r-sharp:3px;
  --r-card:4px;
  --sp-s:1rem;
  --sp-m:2rem;
  --sp-l:clamp(2.75rem,5vw,4.25rem);
  --pad-sec:clamp(3.25rem,6.2vw,5.75rem);
  --shadow:0 1px 0 var(--border),0 14px 34px -24px rgba(10,23,40,.55);
}

*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{
  margin:0;
  background:var(--bg);
  color:var(--text);
  font-family:var(--font-body);
  font-weight:400;
  line-height:1.7;
  font-size:clamp(1rem,.96rem + .2vw,1.075rem);
  overflow-x:hidden;
  -webkit-font-smoothing:antialiased;
}

h1,h2,h3,h4{margin:0 0 .5em;line-height:1.14;color:var(--text);font-weight:700}
h1,h2{font-family:var(--font-head);letter-spacing:-.01em}
h1{font-size:clamp(2.1rem,1.4rem + 3vw,3.5rem);text-wrap:balance}
h2{font-size:clamp(1.6rem,1.2rem + 1.8vw,2.45rem);text-wrap:balance}
h3{font-family:var(--font-body);font-size:clamp(1.18rem,1.05rem + .5vw,1.4rem);font-weight:700}
h4{font-family:var(--font-body);font-size:1.05rem;font-weight:700}
p{margin:0 0 1rem}
a{color:var(--accent);text-decoration:underline;text-underline-offset:2px}
a:hover{color:var(--accent-soft)}
img{max-width:100%;display:block}
strong{font-weight:700}
ul,ol{margin:0 0 1rem;padding-inline-start:1.3rem}
li{margin:.3rem 0}
:focus-visible{outline:3px solid var(--accent);outline-offset:2px;border-radius:2px}

/* ---------- LAYOUT (strips archetype) ---------- */
.m41-container{width:100%;max-width:var(--wrap);margin-inline:auto;padding-inline:var(--gutter)}
.m41-section{padding-block:var(--pad-sec)}
.m41-section--alt{background:var(--surface-2)}
.m41-section--ink{background:var(--band);color:var(--band-text)}
.m41-section--ink h1,.m41-section--ink h2,.m41-section--ink h3{color:#fff}
.m41-section > .m41-container > :last-child{margin-bottom:0}
.m41-eyebrow{
  display:inline-block;margin:0 0 .85rem;font-family:var(--font-body);
  font-size:.74rem;font-weight:700;letter-spacing:.22em;text-transform:uppercase;
  color:var(--accent);border-inline-start:3px solid var(--accent);padding-inline-start:.65rem;
}
.m41-section--ink .m41-eyebrow{color:#D6A054;border-color:#D6A054}
.m41-lede{font-size:1.12rem;color:var(--text-muted);max-width:unset}

/* ---------- BUTTONS ---------- */
.m41-btn{
  display:inline-flex;align-items:center;justify-content:center;gap:.5rem;
  font-family:var(--font-body);font-weight:700;font-size:.98rem;line-height:1;
  padding:.95rem 1.65rem;border-radius:var(--r-sharp);border:0;cursor:pointer;
  background:var(--cta-grad);color:var(--cta-text);text-decoration:none;
  box-shadow:inset 0 0 0 1px rgba(5,11,20,.18);transition:background .18s,transform .18s;
}
.m41-btn:hover{background:var(--cta-grad-hover);color:var(--cta-text);transform:translateY(-1px)}
.m41-btn--ghost{
  background:transparent;color:var(--accent);box-shadow:inset 0 0 0 2px var(--accent);
}
.m41-btn--ghost:hover{background:var(--accent);color:#fff}
.m41-section--ink .m41-btn--ghost{color:#fff;box-shadow:inset 0 0 0 2px var(--band-line)}

/* ---------- ICONS ---------- */
.m41-icon{width:1.5em;height:1.5em;display:inline-block;vertical-align:middle;flex-shrink:0;stroke:currentColor;fill:none}
.m41-icon--lg{width:2em;height:2em}

/* ---------- HEADER (dark brand band — light logo tone) ---------- */
.m41-header{background:var(--band);border-bottom:1px solid var(--band-line);position:sticky;top:0;z-index:900}
.m41-header__bar{display:flex;align-items:center;gap:1rem;min-height:72px;padding-block:.6rem}
.m41-logo{display:inline-flex;align-items:center;flex-shrink:0;text-decoration:none;line-height:0}
.m41-logo__img{height:40px;width:auto;object-fit:contain}
.m41-nav{margin-inline-start:auto}
.m41-nav__list{list-style:none;display:flex;align-items:center;gap:1.55rem;margin:0;padding:0}
.m41-nav a:not(.m41-btn){
  color:var(--band-text);text-decoration:none;font-weight:600;font-size:.95rem;
  padding:.4rem 0;position:relative;white-space:nowrap;
}
.m41-nav a:not(.m41-btn)::after{
  content:"";position:absolute;left:0;right:0;bottom:-.25rem;height:2px;
  background:#D6A054;transform:scaleX(0);transform-origin:left;transition:transform .18s;
}
.m41-nav a:not(.m41-btn):hover,.m41-nav a:not(.m41-btn):focus-visible{color:#fff}
.m41-nav a:not(.m41-btn):hover::after,.m41-nav a:not(.m41-btn):focus-visible::after{transform:scaleX(1)}
.m41-header__cta{flex-shrink:0;padding:.7rem 1.2rem;font-size:.9rem}
.m41-burger{
  display:none;flex-shrink:0;width:44px;height:44px;align-items:center;justify-content:center;
  flex-direction:column;gap:5px;background:transparent;border:1px solid var(--band-line);
  border-radius:var(--r-sharp);cursor:pointer;
}
.m41-burger span{display:block;width:22px;height:2px;background:#E4ECF6;transition:transform .2s,opacity .2s}
.m41-header.is-open .m41-burger span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.m41-header.is-open .m41-burger span:nth-child(2){opacity:0}
.m41-header.is-open .m41-burger span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}

@media(max-width:880px){
  .m41-burger{display:flex}
  .m41-nav{
    display:none;position:absolute;left:0;right:0;top:100%;margin:0;
    background:var(--band-2);border-top:1px solid var(--band-line);
    box-shadow:0 18px 30px -18px rgba(0,0,0,.6);
  }
  .m41-header{position:relative}
  .m41-header.is-open .m41-nav{display:flex}
  .m41-nav__list{flex-direction:column;align-items:stretch;gap:0;width:100%;padding:.5rem var(--gutter) 1.1rem}
  .m41-nav__list li{margin:0}
  .m41-nav a:not(.m41-btn){display:block;padding:.85rem 0;border-bottom:1px solid var(--band-line)}
  .m41-nav a:not(.m41-btn)::after{display:none}
  .m41-logo__img{height:34px;max-width:min(42vw,170px)}
  .m41-header__cta{padding:.6rem .95rem;font-size:.82rem;min-height:44px}
}
@media(max-width:440px){
  .m41-header__cta{display:none}
}
@media(max-width:380px){
  .m41-header__bar{gap:.55rem}
  .m41-logo__img{height:30px;max-width:40vw}
}

/* ---------- HERO (stacked) ---------- */
.m41-hero--home{background:var(--band);color:var(--band-text);border-bottom:4px solid #D6A054}
.m41-hero--home .m41-hero__inner{
  display:flex;flex-direction:column;gap:clamp(1.75rem,3.5vw,2.75rem);
  padding-block:clamp(3rem,6vw,5rem);
}
.m41-hero--home h1{color:#fff;max-width:18ch}
.m41-hero--home .m41-eyebrow{color:#D6A054;border-color:#D6A054}
.m41-hero__content{display:flex;flex-direction:column;gap:1.25rem;max-width:62ch}
.m41-hero__content .m41-lede{color:var(--band-muted)}
.m41-hero__actions{display:flex;flex-wrap:wrap;gap:.9rem;align-items:center;margin-top:.25rem}
.m41-hero__actions .m41-cta-block__fine{flex-basis:100%;width:100%;margin:0}
.m41-hero__img{display:block;width:100%;height:auto;max-height:70vh;aspect-ratio:3/2;object-fit:cover;border-radius:var(--r-card)}
.m41-hero__visual{
  width:100%;aspect-ratio:16/7;border-radius:var(--r-card);overflow:hidden;
  background:linear-gradient(120deg,#0A1728,#1F4E8C 70%,#D6A054);
  box-shadow:0 24px 50px -30px rgba(0,0,0,.7);
}
.m41-hero__visual .m41-hero__img{aspect-ratio:16/7;height:100%}

/* ---------- HERO / PAGE-HEADER (inner, compact) ---------- */
.m41-hero--inner,.m41-page-header{
  position:relative;background:var(--band);color:var(--band-text);
  overflow:hidden;border-bottom:3px solid #D6A054;
}
.m41-hero--inner .m41-hero__inner,.m41-page-header__inner{
  position:relative;min-height:170px;display:flex;flex-direction:column;justify-content:center;
  gap:.6rem;padding-block:clamp(1.9rem,4vw,2.9rem);
  padding-inline:max(var(--gutter),calc((100% - var(--wrap))/2 + var(--gutter)));
}
.m41-hero--inner h1,.m41-page-header h1{color:#fff;font-size:clamp(1.8rem,1.3rem + 2vw,2.8rem)}
.m41-hero--inner .m41-eyebrow,.m41-page-header .m41-eyebrow{color:#D6A054;border-color:#D6A054}
.m41-hero--inner .m41-hero__img,.m41-page-header .m41-hero__img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:0}
.m41-hero--inner .m41-hero__inner::after,.m41-page-header__inner::after{
  content:"";position:absolute;inset:0;z-index:1;
  background:linear-gradient(90deg,rgba(5,11,20,.92) 0%,rgba(5,11,20,.8) 55%,rgba(5,11,20,.6) 100%);
}
:where(.m41-hero--inner .m41-hero__inner > :not(.m41-hero__img)),
:where(.m41-page-header__inner > :not(.m41-hero__img)){position:relative;z-index:2}

/* ---------- BREADCRUMB ---------- */
.m41-breadcrumb{font-size:.8rem;letter-spacing:.04em}
.m41-breadcrumb ol{list-style:none;display:flex;flex-wrap:wrap;gap:.4rem;margin:0;padding:0}
.m41-breadcrumb li{display:flex;gap:.4rem;align-items:center;color:var(--band-muted)}
.m41-breadcrumb li+li::before{content:"/";color:var(--band-line)}
.m41-breadcrumb a{color:#D6A054;text-decoration:none}
.m41-breadcrumb a:hover{text-decoration:underline}
.m41-hero--inner .m41-breadcrumb li,.m41-page-header .m41-breadcrumb li{color:var(--band-muted)}

/* ---------- OVERVIEW ---------- */
.m41-overview p{max-width:unset}
.m41-overview__head{margin-bottom:1.5rem}

/* ---------- AUTHOR BOX ---------- */
.m41-author{
  display:flex;flex-wrap:wrap;align-items:center;gap:1rem 1.4rem;
  background:var(--surface);border:1px solid var(--border);border-inline-start:4px solid var(--accent);
  border-radius:var(--r-card);padding:1.1rem 1.4rem;
}
.m41-author__mark{
  width:48px;height:48px;flex-shrink:0;border-radius:var(--r-card);background:var(--band);
  color:#D6A054;display:grid;place-items:center;font-family:var(--font-head);font-weight:800;font-size:1.5rem;
}
.m41-author__name{font-weight:700;margin:0}
.m41-author__meta{color:var(--text-muted);font-size:.9rem;margin:0}

/* ---------- VERDICT BOX ---------- */
.m41-verdict{
  display:grid;gap:1.4rem;grid-template-columns:auto 1fr;align-items:center;
  background:var(--surface);border:1px solid var(--border);border-top:4px solid var(--accent);
  border-radius:var(--r-card);padding:clamp(1.4rem,3vw,2rem);box-shadow:var(--shadow);
}
.m41-verdict__score{text-align:center;min-width:120px}
.m41-verdict__num{font-family:var(--font-head);font-weight:800;font-size:clamp(2.6rem,6vw,3.8rem);line-height:1;color:var(--accent)}
.m41-verdict__num small{font-size:.4em;color:var(--text-muted);font-weight:700}
.m41-verdict__label{font-size:.78rem;letter-spacing:.14em;text-transform:uppercase;color:var(--text-muted);margin:.3rem 0 0}
.m41-verdict__body > :last-child{margin-bottom:0}
@media(max-width:620px){.m41-verdict{grid-template-columns:1fr}.m41-verdict__score{text-align:left}}

/* ---------- RATING BARS ---------- */
.m41-rating-bars{display:flex;flex-direction:column;gap:1.1rem;margin:1.5rem 0}
.m41-rating{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:.35rem .9rem;align-items:center}
.m41-rating__label{font-weight:600;min-width:0}
.m41-rating__val{font-variant-numeric:tabular-nums;font-weight:700;color:var(--accent)}
.m41-rating__track{grid-column:1/-1;height:10px;background:var(--surface-2);border-radius:999px;overflow:hidden}
.m41-rating__fill{height:100%;background:linear-gradient(90deg,var(--accent),var(--accent-soft));border-radius:999px}

/* ---------- TOC ---------- */
.m41-toc{background:var(--surface);border:1px solid var(--border);border-radius:var(--r-card);padding:1.4rem 1.6rem}
.m41-toc__title{font-size:.78rem;letter-spacing:.16em;text-transform:uppercase;color:var(--text-muted);margin:0 0 .9rem}
.m41-toc ol{margin:0;padding:0;list-style:none;counter-reset:toc;column-gap:2.5rem}
.m41-toc li{counter-increment:toc;padding:.35rem 0;border-bottom:1px solid var(--border)}
.m41-toc li:last-child{border-bottom:0}
.m41-toc a{text-decoration:none;display:flex;gap:.7rem;align-items:baseline}
.m41-toc a::before{content:counter(toc,decimal-leading-zero);font-variant-numeric:tabular-nums;color:var(--accent);font-weight:700;font-size:.85rem}
.m41-toc a:hover{text-decoration:underline}
@media(min-width:720px){.m41-toc ol{columns:2}}

/* ---------- PROS / CONS ---------- */
.m41-proscons{display:grid;gap:1.4rem;grid-template-columns:repeat(auto-fit,minmax(min(280px,100%),1fr))}
.m41-proscons__col{background:var(--surface);border:1px solid var(--border);border-radius:var(--r-card);padding:1.4rem 1.5rem}
.m41-proscons__col--pro{border-top:4px solid var(--positive)}
.m41-proscons__col--con{border-top:4px solid var(--negative)}
.m41-proscons h3{margin-bottom:.9rem}
.m41-proscons ul{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:.75rem}
.m41-proscons li{display:flex;gap:.6rem;align-items:flex-start}
.m41-proscons__col--pro .m41-icon{color:var(--positive)}
.m41-proscons__col--con .m41-icon{color:var(--negative)}

/* ---------- TWO COLS ---------- */
.m41-two-cols{display:grid;gap:clamp(1.5rem,3.5vw,2.75rem);grid-template-columns:1fr}
.m41-two-cols > *{min-width:0}
@media(min-width:900px){.m41-two-cols{grid-template-columns:1.25fr .85fr;align-items:start}}
.m41-two-cols__main > :last-child{margin-bottom:0}

/* ---------- CONTENT PANEL ---------- */
.m41-panel{background:var(--surface);border:1px solid var(--border);border-radius:var(--r-card);padding:clamp(1.3rem,3vw,1.9rem);box-shadow:var(--shadow)}
.m41-panel + .m41-panel{margin-top:1.4rem}
.m41-panel__title{font-size:.78rem;letter-spacing:.16em;text-transform:uppercase;color:var(--text-muted);margin:0 0 1.1rem;padding-bottom:.6rem;border-bottom:1px solid var(--border)}
.m41-facts{margin:0}
.m41-facts__row{display:flex;justify-content:space-between;gap:1rem;padding:.7rem 0;border-bottom:1px solid var(--border)}
.m41-facts__row:last-child{border-bottom:0;padding-bottom:0}
.m41-facts dt{color:var(--text-muted);font-weight:500;margin:0}
.m41-facts dd{margin:0;font-weight:700;text-align:right;overflow-wrap:anywhere}
.m41-checklist{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:.8rem}
.m41-checklist li{display:flex;gap:.65rem;align-items:flex-start}
.m41-checklist .m41-icon{color:var(--accent)}
.m41-stat-tiles{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:.8rem}
.m41-stat-tiles__tile{background:var(--surface-2);border-radius:var(--r-card);padding:1rem}
.m41-stat-tiles__v{font-family:var(--font-head);font-weight:800;font-size:1.6rem;color:var(--accent);line-height:1}
.m41-stat-tiles__l{font-size:.78rem;color:var(--text-muted);margin-top:.3rem}
.m41-score{display:flex;flex-direction:column;gap:.5rem;align-items:flex-start}
.m41-score__num{font-family:var(--font-head);font-weight:800;font-size:2.6rem;line-height:1;color:var(--accent)}
.m41-score__stars{display:inline-flex;gap:.15rem;color:#D6A054}
.m41-score__label{font-size:.85rem;color:var(--text-muted)}

/* ---------- FEATURE CARDS (grid) ---------- */
.m41-features{display:grid;gap:clamp(1.1rem,2.5vw,1.6rem);grid-template-columns:repeat(auto-fit,minmax(min(240px,100%),1fr))}
.m41-feature{background:var(--surface);border:1px solid var(--border);border-radius:var(--r-card);padding:1.6rem 1.5rem;display:flex;flex-direction:column;gap:.75rem;min-width:0}
.m41-feature__ico{width:48px;height:48px;border-radius:var(--r-card);background:var(--surface-2);color:var(--accent);display:grid;place-items:center;border:1px solid var(--border)}
.m41-feature__ico .m41-icon{width:1.7em;height:1.7em}
.m41-feature h3{margin:0}
.m41-feature p{margin:0;color:var(--text-muted)}

/* ---------- CARDS GRID ---------- */
.m41-cards{display:grid;gap:clamp(1.1rem,2.5vw,1.6rem);grid-template-columns:repeat(auto-fit,minmax(min(240px,100%),1fr))}
.m41-card{background:var(--surface);border:1px solid var(--border);border-radius:var(--r-card);padding:1.5rem;min-width:0;box-shadow:var(--shadow)}
.m41-card h3{margin-top:0}
.m41-card > :last-child{margin-bottom:0}

/* ---------- STATS (counters) ---------- */
.m41-stats{display:grid;gap:clamp(1.5rem,4vw,2.5rem) 1.5rem;grid-template-columns:repeat(auto-fit,minmax(min(170px,100%),1fr));text-align:center}
.m41-stat{min-width:0}
.m41-stat__v{font-family:var(--font-head);font-weight:800;font-size:clamp(2.2rem,5vw,3.5rem);line-height:1;color:var(--accent)}
.m41-section--ink .m41-stat__v{color:#D6A054}
.m41-stat__l{display:block;margin-top:.6rem;font-size:.78rem;letter-spacing:.14em;text-transform:uppercase;color:var(--text-muted)}
.m41-section--ink .m41-stat__l{color:var(--band-muted)}

/* ---------- CATEGORIES BAR ---------- */
.m41-cats{display:flex;flex-wrap:wrap;gap:.6rem;padding:0;list-style:none;margin:0}
.m41-cats li a,.m41-cats li span{display:inline-block;padding:.45rem 1rem;background:var(--surface);border:1px solid var(--border);border-radius:999px;font-size:.88rem;font-weight:600;text-decoration:none;color:var(--text)}
.m41-cats li a:hover{border-color:var(--accent);color:var(--accent)}

/* ---------- NUMBERED LIST / METHODOLOGY ---------- */
.m41-steps{list-style:none;counter-reset:step;padding:0;margin:1.5rem 0;display:flex;flex-direction:column;gap:1.3rem}
.m41-steps li{counter-increment:step;display:grid;grid-template-columns:auto 1fr;gap:1.1rem;align-items:start}
.m41-steps li::before{content:counter(step,decimal-leading-zero);font-family:var(--font-head);font-weight:800;font-size:1.3rem;color:#fff;background:var(--accent);width:2.6rem;height:2.6rem;border-radius:var(--r-card);display:grid;place-items:center}
.m41-steps h3{margin:.2rem 0 .3rem}
.m41-steps p{margin:0;color:var(--text-muted)}
.m41-method{background:var(--surface);border:1px solid var(--border);border-radius:var(--r-card);padding:clamp(1.4rem,3vw,2rem)}

/* ---------- DATA TABLE / PAYMENTS ---------- */
.m41-table-wrap{overflow-x:auto;max-width:100%;margin-block:1.5rem;border:1px solid var(--border);border-radius:var(--r-card)}
.m41-table{width:100%;border-collapse:collapse;background:var(--surface);min-width:520px}
.m41-table th,.m41-table td{padding:.85rem 1.1rem;text-align:left;border-bottom:1px solid var(--border);vertical-align:top}
.m41-table th{font-family:var(--font-body);font-weight:700;font-size:.85rem;letter-spacing:.04em;background:var(--band);color:var(--band-text);white-space:nowrap}
.m41-table tbody tr:nth-child(even){background:var(--surface-2)}
.m41-table tbody tr:last-child td{border-bottom:0}
.m41-table td .m41-icon{color:var(--accent)}
.m41-chip{display:inline-block;padding:.2rem .65rem;border-radius:999px;font-size:.78rem;font-weight:700;line-height:1.4}
.m41-chip--ok{background:rgba(46,125,50,.12);color:var(--positive)}
.m41-chip--no{background:rgba(179,38,30,.1);color:var(--negative)}
.m41-chip--wait{background:rgba(138,90,18,.12);color:var(--note)}

/* ---------- RTP GRID ---------- */
.m41-rtp{display:grid;gap:clamp(.6rem,1.5vw,1rem);grid-template-columns:repeat(2,minmax(0,1fr));margin-block:1.5rem}
@media(min-width:640px){.m41-rtp{grid-template-columns:repeat(3,minmax(0,1fr))}}
@media(min-width:960px){.m41-rtp{grid-template-columns:repeat(4,minmax(0,1fr))}}
.m41-rtp-item{position:relative;overflow:hidden;min-width:0;border-radius:var(--r-card);border:1px solid var(--border);background:var(--surface)}
.m41-rtp-item__thumb{display:block;aspect-ratio:3/2;position:relative;background:linear-gradient(135deg,#0A1728,#1F4E8C)}
.m41-rtp-item__thumb img{width:100%;height:100%;object-fit:cover;display:block}
.m41-rtp-item__name{display:block;padding:.6rem .75rem;font-size:.85rem;font-weight:600}
.m41-rtp-tooltip{position:absolute;left:0;right:0;bottom:0;opacity:0;transition:opacity .2s;background:linear-gradient(0deg,rgba(5,11,20,.94),rgba(5,11,20,.6));color:#fff;padding:.7rem .75rem;font-size:.8rem}
.m41-rtp-item:hover .m41-rtp-tooltip,.m41-rtp-item:focus-within .m41-rtp-tooltip{opacity:1}

/* ---------- FAQ (boxed) ---------- */
.m41-faq{display:flex;flex-direction:column;gap:1rem;margin-block:1.5rem}
.m41-faq details{background:var(--surface);border:1px solid var(--border);border-radius:var(--r-card);padding:0 1.3rem;box-shadow:var(--shadow)}
.m41-faq summary{cursor:pointer;padding:1rem 0;font-weight:600;list-style:none;display:flex;gap:.5rem;align-items:baseline}
.m41-faq summary::-webkit-details-marker{display:none}
.m41-faq summary::before{content:'+';color:var(--accent);font-weight:700;transition:transform .2s;margin-right:.5rem}
.m41-faq details[open] summary::before{content:'−'}
.m41-faq details > :not(summary){padding:.5rem 0 1rem;color:var(--text-muted)}
.m41-faq details > :not(summary) > :last-child{margin-bottom:0}

/* ---------- LEGAL BODY ---------- */
.m41-legal{counter-reset:legal;max-width:unset}
.m41-legal > h2{counter-increment:legal;display:flex;gap:.7rem;align-items:baseline;margin-top:2.2rem}
.m41-legal > h2::before{content:counter(legal) ".";font-family:var(--font-body);color:var(--accent);font-weight:700;font-size:.9em}
.m41-legal > h2:first-child{margin-top:0}
.m41-legal p,.m41-legal li{color:var(--text)}

/* ---------- CTA BLOCK ---------- */
.m41-cta-block{background:var(--band);color:var(--band-text);border-top:4px solid #D6A054;text-align:center}
.m41-cta-block .m41-cta-block__inner{display:flex;flex-direction:column;align-items:center;gap:1.1rem;padding-block:var(--pad-sec);max-width:62ch;margin-inline:auto}
.m41-cta-block h2{color:#fff}
.m41-cta-block p{color:var(--band-muted);margin:0}
.m41-cta-block__actions{display:flex;flex-wrap:wrap;gap:.9rem;justify-content:center;margin-top:.35rem}
.m41-cta-block__fine{font-size:.8rem;color:var(--band-muted);opacity:.85}

/* ---------- STICKY NAV (mobile) ---------- */
.m41-sticky-nav{display:none}
@media(max-width:768px){
  .m41-sticky-nav{display:flex;position:fixed;left:0;right:0;bottom:0;z-index:850;background:var(--band);border-top:1px solid var(--band-line);justify-content:space-around;padding:.5rem}
  .m41-sticky-nav a{display:flex;flex-direction:column;align-items:center;gap:.2rem;color:var(--band-text);text-decoration:none;font-size:.7rem;flex:1}
  .m41-sticky-nav a .m41-icon{color:#D6A054}
}

/* ---------- CHAT WIDGET ---------- */
.m41-chat-btn{position:fixed;right:1.2rem;bottom:1.2rem;z-index:860;width:56px;height:56px;border-radius:999px;border:0;cursor:pointer;background:var(--cta-grad);color:var(--cta-text);display:grid;place-items:center;box-shadow:0 12px 26px -12px rgba(5,11,20,.6)}
.m41-chat{position:fixed;right:1.2rem;bottom:5.4rem;z-index:860;width:min(340px,calc(100vw - 2.4rem));background:var(--surface);border:1px solid var(--border);border-radius:var(--r-card);box-shadow:0 24px 50px -20px rgba(10,23,40,.5);padding:1.3rem;display:none}
.m41-chat.is-open{display:block}
.m41-chat__title{font-weight:700;margin:0 0 .5rem}

/* ---------- RESPONSIVE GENERIC ---------- */
.m41-footer__inner > *,.m41-two-cols > *,.m41-features > *,.m41-cards > *{min-width:0}
[lang] p,[lang] li{overflow-wrap:anywhere}
.m41-table th{white-space:nowrap}

/* ---------- FOOTER (dark brand band — light logo tone) ---------- */
.m41-footer{background:var(--band);color:var(--band-text);border-top:4px solid #D6A054}
.m41-footer__inner{display:grid;gap:2.2rem;grid-template-columns:1.6fr 1fr 1fr 1.6fr;padding-block:clamp(2.75rem,5vw,4rem)}
.m41-footer__brand{display:flex;flex-direction:column;gap:1rem}
.m41-footer__tagline{color:var(--band-muted);font-size:.9rem;margin:0;max-width:40ch}
.m41-footer__h{font-size:.78rem;letter-spacing:.16em;text-transform:uppercase;color:#D6A054;margin:0 0 1rem}
.m41-footer__col ul{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:.65rem}
.m41-footer__col a{color:var(--band-text);text-decoration:none;font-size:.92rem}
.m41-footer__col a:hover{color:#fff;text-decoration:underline}
.m41-footer__note{display:flex;flex-direction:column;gap:.7rem;font-size:.84rem;color:var(--band-muted)}
.m41-footer__age{display:inline-block;align-self:flex-start;font-weight:700;color:#fff;background:var(--negative);padding:.3rem .7rem;border-radius:var(--r-sharp);margin:0}
.m41-footer__fine{opacity:.8;font-size:.8rem}
.m41-footer__bar{border-top:1px solid var(--band-line)}
.m41-footer__bar .m41-container{padding-block:1.3rem}
.m41-footer__bar p{margin:0;font-size:.8rem;color:var(--band-muted)}
@media(max-width:860px){.m41-footer__inner{grid-template-columns:1fr 1fr}}
@media(max-width:520px){.m41-footer__inner{grid-template-columns:1fr}}

@media(prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}
/* sa-responsive-net */
table th{white-space:nowrap}
figure,blockquote,dl,dd,fieldset{margin:0}
/* sa-logo-chip */
.m41-footer .m41-logo__img{filter:none;background:transparent;padding:0}
.m41-footer .m41-footer__logo-chip{background:transparent;padding:0}
/* sa-logo-fit */
.m41-logo__img{object-fit:contain}
/* sa-ph-media */
.m41-page-header:has(.m41-hero__img){position:relative;overflow:hidden;isolation:isolate;min-height:clamp(200px,30vh,300px);display:flex;flex-direction:column;justify-content:center}
.m41-page-header:has(.m41-hero__img) .m41-hero__img{position:absolute;inset:0;width:100%;height:100%;max-height:none;aspect-ratio:auto;object-fit:cover;margin:0;z-index:0}
.m41-page-header:has(.m41-hero__img)::after{content:"";position:absolute;inset:0;z-index:1;background:linear-gradient(180deg,rgba(10,12,18,.72),rgba(10,12,18,.5))}
:where(.m41-page-header:has(.m41-hero__img)>:not(.m41-hero__img)){position:relative}
.m41-page-header:has(.m41-hero__img)>:not(.m41-hero__img){z-index:2}
.m41-page-header:has(.m41-hero__img),.m41-page-header:has(.m41-hero__img) h1,.m41-page-header:has(.m41-hero__img) a,.m41-page-header:has(.m41-hero__img) p,.m41-page-header:has(.m41-hero__img) li,.m41-page-header:has(.m41-hero__img) span{color:#fff}
/* sa-hero-media */
.m41-hero:has(>.m41-hero__img){position:relative;isolation:isolate}
.m41-hero:has(>.m41-hero__img)>.m41-hero__img{z-index:0}
.m41-hero:has(>.m41-hero__img)::after{z-index:1}
:where(.m41-hero:has(>.m41-hero__img)>:not(.m41-hero__img)){position:relative}
.m41-hero:has(>.m41-hero__img)>:not(.m41-hero__img){z-index:2}
/* sa-rhythm v3 */
:where(.m41-table-wrap){margin-block:1.5rem}
:where(main) :where(ul,ol,table,.m41-table-wrap)+p{margin-block-start:1rem}
main :is(ul,ol,table,.m41-table-wrap,.m41-rtp,.m41-steps,.m41-cards,.m41-features)+:is(.m41-actions,div:has(>.m41-btn),p:has(>.m41-btn)){margin-block-start:1.25rem}
/* sa-table-thead */
.m41-table-wrap thead th,.m41-table-wrap thead{position:static}
/* sa-slot-link v2 */
.m41-rtp-item,.m41-rtp-item:hover,.m41-rtp-item:focus{color:inherit;text-decoration:none;cursor:pointer}
:where(.m41-rtp-item){display:block}
/* sa-rtp-touch */
.m41-rtp-item__thumb{display:block}
@media (hover:none){.m41-rtp-item__thumb{aspect-ratio:auto;overflow:visible}.m41-rtp-item__thumb img{height:auto}.m41-rtp-tooltip{position:static;opacity:1;background:transparent;border-top:0;padding:.4rem .7rem 0;font-size:.74rem;line-height:1.35}.m41-rtp-item__name{padding-top:.35rem}}